You may not use another user’s account without Yorosis’s prior authorization. Yorosis will not be liable for any loss or damage arising from your failure to comply with the responsibilities above.
You may cancel your account at any time by submitting a request through our contact information. If you voluntarily terminate your account or allow it to lapse, you may reactivate it later by logging in through the website, subject to any reactivation fee that may apply. Accounts terminated by Yorosis for abuse, including any violation of these Terms, may not be reactivated.
Yorosis may terminate your account at any time if:
Yorosis determines that you are in breach of, or acting inconsistently with, these Terms, or that you are engaging in fraudulent or illegal activity or other conduct that may result in liability to Yorosis;
Yorosis is required by law to terminate your account; or we decides to stop providing the Services.
By providing Yorosis with your email address, you agree that we may use it to send you notifications and communications about the Services, including account, billing, security, and service updates. Transactional notifications relating to your account and subscription cannot be opted out of while your account remains active.
If Yorosis sends marketing or newsletter communications, you may opt out of those at any time by using the “unsubscribe” link included in such emails or by contacting us.
Yorosis offers the following Services:
Yoroflow — workflow automation platform
YoroRules — rules engine
YoroClaims — claims processing product
Yorosis may change, suspend, or discontinue any Service, or any feature within a Service, at any time in its sole discretion. You can request information about the Services and available subscriptions through the forms on the website or through our contact information.
The Services are made available on a subscription basis. When you purchase a subscription, you agree to pay the price advertised at the time of purchase for the subscription plan you select. Please review the price and features of each plan before ordering.
After you purchase a subscription, Yorosis will send a confirmation email. If you do not receive it, please check your spam folder before contacting us.
Automatic renewal. Subscriptions renew automatically for successive billing periods of the same length as your initial subscription term. By purchasing a subscription, you authorize Yorosis to charge your chosen payment method on each renewal date at the then-current subscription fee, using the payment method associated with your account, until you cancel.
Cancellation. You may cancel your subscription at any time by submitting a cancellation request through our contact information. To avoid being charged for the next billing period, you must submit your cancellation request before the renewal date of your current billing period.
Effect of cancellation. When you cancel, your subscription remains active for the remainder of the billing period you have already paid for. You retain access to the Services during that period. At the end of that period, your subscription ends and no further charges are made.
Price changes. Yorosis may change subscription prices from time to time. Price changes apply from the next billing period after the change and will be communicated to you through the website or by email.
Subscription payments are processed by Stripe, our third-party payment processor. Your payment is charged to your credit or debit card on the applicable billing date. Once the transaction is processed, an electronic receipt is sent to the email address associated with your account. This receipt may be delivered through Stripe.
How your card data is handled. Full card details (including the primary account number and card verification value) are collected and stored by Stripe, which is a PCI-DSS Level 1 certified payment processor. Yorosis does not store your full card number or CVV on its own systems. For your reference and for reconciliation purposes, Yorosis retains only limited card metadata, specifically the last four digits of the card number and the card brand and expiry, together with a payment token issued by Stripe. This token allows recurring charges to be processed without exposing your full card details to Yorosis.
Declined payments. If your card is declined, you will receive an error message and no charge will be processed. A pending authorization may remain on your account until it is released by your card issuer, typically within 2 to 5 business days. Cards may be declined for reasons including insufficient funds, Address Verification System (AVS) mismatch, or an incorrect security code. If a payment for a renewal is declined, you must provide an alternative payment method to continue using the Services. Yorosis may suspend or terminate access to the Services if a subscription fee remains unpaid.
Billing questions. If you notice any inconsistency in your billing, please contact us through our contact information, or contact Stripe through their customer support.
Yorosis reserves the right to change payment processors. Any successor processor will handle your payment data solely for the purpose of processing your subscription payments.
No refunds are provided for partial or unused billing periods. If you cancel your subscription mid-cycle, you will continue to have access to the Services for the remainder of the billing period you have already paid for, and no refund or credit will be issued for that period.
This section does not affect any refund rights you may have that cannot be waived under applicable law.
Yorosis grants you a personal, worldwide, royalty-free, non-assignable, and non-exclusive license to access and use the platform provided as part of the Services, solely for the purpose of using the Services in the manner permitted by these Terms.
You may not:
Yorosis reserves the right to terminate your access immediately, with or without notice and without liability, if Yorosis believes that you have violated any of these Terms or interfered with the operation of the website or the Services.
The following activities are prohibited when using the Services. You agree not to:
(a) are categorized as spam;
(b) contain harassing, abusive, defamatory, obscene, or otherwise unlawful content;
(c) distribute trojans, viruses, or other malicious software;
(d) are intended to commit fraud or impersonate any person or entity;
(e) distribute intellectual property that you do not own or have a license to distribute; or
(f) violate these Terms, our Privacy Policy, or the rights of any recipient.
2. Access, monitor, reproduce, distribute, transmit, broadcast, display, sell, license, or copy any content of the Services, including using any robot, spider, scraper, or other automated means, for any purpose not permitted by these Terms or without our express written permission.
3. Violate any robot exclusion headers on the Services, or bypass or circumvent measures employed to prevent or limit access to the Services.
4. Take any action that imposes, or may impose, an unreasonable or disproportionately large load on our infrastructure.
5. Deep-link to any portion of the Services without our express written permission.
6. Frame, mirror, or otherwise incorporate any part of the Services into another website or service without our prior written authorization.
7. Circumvent, disable, or otherwise interfere with security-related features of the Services.
8. Download any content unless it is expressly made available for download by Yorosis.
“Third-Party Materials” means any content, images, videos, text, or other material owned by a third party, such as stock images, videos, and text, made available through the Services. Third-Party Materials are subject to the applicable third-party terms and licenses and may only be used as permitted by those terms.
All materials on the Yorosis website and within the Services — including names, logos, trademarks, images, text, graphics, videos, photographs, illustrations, and software — are protected by copyright, trademark, and other intellectual property rights owned by Yorosis or by third parties that have licensed such materials to Yorosis.
Except as expressly permitted in these Terms, no material may be copied, reproduced, republished, sold, downloaded, posted, transmitted, or distributed in any way, by any person or entity, without Yorosis’s prior express written permission. Any unauthorized attempt to modify any material, defeat any security feature, or use the website or Services for any purpose other than their intended purpose is strictly prohibited.
Yorosis respects the intellectual property of others and expects its users to do the same. If you believe in good faith that any material provided on or through the Services infringes your copyright, please send a notice pursuant to Section 512 of the Digital Millennium Copyright Act (DMCA) to our contact information, including:
Information provided by our customers through the Services will be treated as confidential and used solely for the purpose of providing the Services. Yorosis will protect such confidential information from disclosure to third parties using the same degree of care it uses to protect its own confidential information of similar importance, and in no event less than reasonable care.
Yorosis may disclose confidential information to employees, contractors, and sub-processors who need to know it to perform the Services, provided that they are bound by confidentiality obligations no less protective than those in these Terms. Confidential information will not otherwise be disclosed to any third party without the customer’s prior written consent, except where required by law or valid legal process.
Any personal information you submit in connection with the website or the Services will be handled in accordance with our Privacy Policy. By using the Services, you agree that we may collect, process, and store your personal information as described in the Privacy Policy.
Personal data provided by users through the website and the Services will be retained for as long as it is necessary to provide the Services and until the user closes the user account, or Yorosis closes the account.
Yorosis may retain personal data for a longer period where the user has given consent (until such consent is withdrawn), or where required to do so by law or by order of an authority.
The general retention period after account closure is 90 days, except where longer retention is required by law. After this period expires, personal data will be deleted, and the rights to access, erasure, rectification, and data portability cannot be enforced after that point.
The website and the Services are provided on an “as is” and “as available” basis. Yorosis makes no promise that use of the website or the Services will be uninterrupted or entirely error-free. Yorosis is not responsible if we are unable to provide the Services for any reason beyond our reasonable control.
The website may contain links to other websites that are not under our control and are not maintained by us. These links are provided for convenience only, and we are not responsible for the content of those sites.
Except as expressly provided in these Terms, Yorosis makes no other warranties, conditions, or terms, express or implied, statutory or otherwise, and all such terms are excluded to the maximum extent permitted by law.
Yorosis will not be liable for any failure to perform its obligations under these Terms if that failure is caused by any event beyond its reasonable control, including internet outages, communications outages, fire, flood, war, or acts of God.
These Terms do not affect your statutory rights as a consumer.
To the maximum extent permitted by law, Yorosis excludes liability for any loss or damage of any kind, including any direct, indirect, or consequential loss, arising out of or in connection with:
Any incorrect or inaccurate information on the website;
The infringement by any person of the intellectual property rights of any third party through their use of the website or the Services;
Any loss or damage resulting from your use of, or inability to use, the website or the Services, or from unauthorized access to or alteration of your data in circumstances beyond our control;
Any loss of profit, wasted expenditure, corruption or destruction of data, or any other loss that does not directly result from something we have done wrong;
Any loss or damage due to viruses or other malicious software that may infect your equipment, software, data, or property in connection with your use of the website or the Services.
Yorosis is not responsible for failed, partial, or garbled electronic transmissions, or for computer, telephone, cable, network, electronic, or internet hardware or software malfunctions, failures, or connections, or for the acts or omissions of any user, or for internet traffic congestion or unauthorized human acts, including errors or mistakes.
You agree to defend and indemnify Yorosis from and against any claims, causes of action, demands, recoveries, losses, damages, fines, penalties, or other costs or expenses of any kind (including reasonable legal and accounting fees) brought by third parties as a result of:
Your breach of these Terms or the documents referenced herein;
Your violation of any law or the rights of a third party; or
Your use of the Services.
Yorosis may change the website and these Terms at any time in its sole discretion. Material changes to these Terms will be communicated to you through the website or by email. You are responsible for reviewing these Terms; your continued use of the website or the Services after changes are posted constitutes your acceptance of the changes.
Yorosis may terminate these Terms with you at any time by written notice (including by email).
On termination of your account or these Terms:
Your right to access and use the Services ends immediately, subject to the Effect of Cancellation section above where a paid billing period is still running;
Yorosis will retain and delete your data in accordance with the Data Retention section;
Provisions that by their nature should survive termination — including intellectual property rights, confidentiality, disclaimers, limitations of liability, indemnification, and dispute resolution — will continue to apply.
These Terms, and any rights and licenses granted under them, may not be transferred or assigned by you, but may be assigned by Yorosis without restriction.
No joint venture, partnership, employment, or agency relationship exists between you and Yorosis as a result of these Terms or your use of the Services.
These Terms, together with our Privacy Policy and any other legal notices published by Yorosis on the website, constitute the entire agreement between you and Yorosis concerning the website and the Services, and supersede all prior agreements between you and Yorosis on the same subject matter.
Any dispute, claim, or controversy arising out of or relating to these Terms, or the breach, termination, enforcement, interpretation, or validity of these Terms, or the use of the Services, will be resolved by binding arbitration between you and Yorosis, except that each party retains the right to bring an individual action in a court of competent jurisdiction.
To initiate a formal dispute, please send a communication through our contact information. Yorosis may respond with a written settlement offer. If we cannot resolve the dispute and you wish to continue, you must file a separate Demand for Arbitration before a reputable arbitration organization as mutually agreed by the parties, in accordance with applicable commercial arbitration rules. Any award rendered will be final and binding on the parties.
To the fullest extent permitted by law, you agree that you will not file, join, or participate in any class action lawsuit in connection with any claim, dispute, or controversy arising out of your use of the website or the Services.
The courts of the State of Texas, United States, will have jurisdiction over any dispute, claim, or controversy relating to Yorosis and its business operations that is not resolved through arbitration.
These Terms are governed by the laws of the State of Texas, United States, without regard to its conflict of laws principles. Use of the website and the Services is not authorized in any jurisdiction that does not give effect to all of the provisions of these Terms.
Our performance of these Terms is subject to existing laws and legal process, and nothing in these Terms limits our right to comply with law enforcement, governmental, or legal requests or requirements relating to your use of the website or to information gathered by us.
If any part of these Terms is found to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions will not be affected. Our failure or delay in enforcing any provision does not waive our right to enforce it or any other provision in the future.
Any rights not expressly granted in these Terms are reserved.
If you have questions or concerns about these Terms, please contact us:
Yorosis Technologies Inc. 5830 Granite Pkwy, Ste# 100 277 Plano, TX 75024 United States
Phone: +1 855 625 9676
Email: contactus@yorosis.com
